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Products & Services / NPA & Stressed Asset Restructuring

When the business hits stress, Expert Capital Advisors turn it around.

The earlier the conversation, the more options you keep.

Good businesses hit rough patches — a lost customer, a delayed project, a cycle that turned. What happens next is decided in the conversation with your lenders. Our technology reads your cash flows and covenants. Veteran banking experts, who have sat on the lender's side of these decisions, help you prepare a credible plan and take it to your lenders with you.

Who it's for

Early warning signs

Payments slipping or covenants under pressure, while there is still time to act.

Accounts already NPA

Classified NPA, and looking for a realistic way through.

Several lenders

One plan that every bank and NBFC can agree to.

A settlement decision

Promoters weighing a one-time settlement against restructuring.

What we do

Our technology does the analysis. Veteran banking experts make the judgment calls.

01

An honest read

The business, the debt, and what your lenders are likely to accept.

02

Options side by side

Rescheduling, restructuring, settlement or fresh funding — compared on cost and risk.

03

A plan lenders can say yes to

Backed by cash flows and numbers that hold up in a credit committee.

04

At every meeting

Veteran banking experts prepare and support every conversation with your lenders.

What you walk away with
Restructuring OptionsCash-Flow ForecastCovenant WatchDebt Structure ReviewCredit Memo
Get started

Tell us where the business is. We'll match the banker to it.

You don't need your papers in order to start. A senior banker will tell you honestly whether we can help, and what it would take.

How we work

  • 1Diagnose — a confidential first conversation, then a read of the accounts and the debt.
  • 2Structure — the realistic options, compared side by side.
  • 3Prepare — a resolution plan your lenders can say yes to.
  • 4Connect — veteran banking experts beside you in every lender meeting.
  • 5Stay on — through approval and the months after.
Start here

Talk to a senior banker about NPA & Stressed Asset Restructuring.

Tell us where the business is today. A senior banker will read it and come back to you — no cost, no obligation, and nothing is shared with a lender until you say so.

Usually answered within two working days
Your details stay with BankersKlub. We never share them without your permission.
Thank you — a senior banker will be in touch.
Questions
Is BankersKlub a lender?

No. BankersKlub is a capital advisory platform. We prepare the business and the case, and take it to banks, NBFCs, funds and investors. Every lending or investment decision, and its terms, is theirs.

Is the first conversation confidential?

Yes. Nothing is shared with your lenders or anyone else without your consent.

Can you help once the account is already an NPA?

Yes, though the options narrow with time. The earlier we speak, the more there is to work with.

BankersKlub is an advisory platform. We do not lend or accept deposits; lending and investment decisions are made by the banks, NBFCs, funds and investors concerned.

Download the BankersKlub Mobile App today!

Update your profile to unlock tailored job matches and gain access to high-value mandates.

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