Intelligence first
Every conversation begins with context and a clear diagnosis, not a product pitch.
Senior bankers and finance leaders who bring decades of institutional experience to entrepreneurs and MSMEs — helping them understand credit, strengthen capital readiness and make better financial decisions.
Our warmest congratulations to the founding cohort of the BankersKlub Mentor & Ambassador Programme. We are privileged to welcome the judgement, integrity and leadership they bring to our ecosystem.
The BankersKlub Mentor & Ambassador Programme puts the experience of senior bankers and finance professionals back to work. Members bring institutional knowledge directly to entrepreneurs and MSMEs, leading with diagnosis and insight rather than introductions alone — and staying with businesses as long-term advisers.
Every conversation begins with context and a clear diagnosis, not a product pitch.
Guidance on credit, funding readiness and the right path forward for the business.
Decades of lending and credit judgement made accessible to founders and MSMEs.
Advisers who stay engaged, building financial literacy and lasting trust over time.
Our Ambassadors represent BankersKlub at the most senior level, setting the standard for judgement, conduct and institutional credibility across the cohort.
Former Deputy General Manager, Punjab National Bank
Mr. Suresh Agarwal is a seasoned banking professional and former Deputy General Manager at Punjab National Bank, with 39 years of experience in Credit, Stress Asset Management and Debt Restructuring. He brings deep institutional knowledge and strong industry relationships developed through a distinguished banking career. As a BankersKlub Ambassador, Mr. Agarwal will help strengthen the BankersKlub ecosystem by connecting businesses with relevant financial expertise, banking relationships and opportunities, while supporting entrepreneurs and MSMEs in navigating financial challenges and growth opportunities
Former General Manager, Central Bank of India
Mr. KSNV Subba Rao is a seasoned banking professional and former General Manager at Central Bank of India, with 40 years of extensive experience in Banking, Corporate Credit, Debt Fund Raising and Credit Advisory. He brings deep institutional knowledge and practical expertise to help businesses navigate complex financial requirements. As a BankersKlub Advisor, Mr. Subba Rao supports businesses in evaluating funding needs, identifying suitable financial solutions, strengthening credit readiness and accessing the right financial expertise and banking relationships to unlock sustainable growth opportunities.
Career bankers, each bringing a distinct blend of sector knowledge, credit judgement and on-ground lending experience to the businesses they advise.
Former Dep General Manager, Bank of India
Mr. Balkrishna Arsekar is a seasoned banking professional and former Deputy General Manager at Bank of India, with 30+ years of experience across SME & Corporate Credit, Credit Risk Management, Project Evaluation, Financial Analysis and Regulatory Compliance. His international assignment at Bank of India’s New York Branch provided valuable expertise in Foreign Trade, International Credit and Compliance. As a BankersKlub Mentor, he supports MSMEs and entrepreneurs with credit requirements, project financing, financial stress management, risk assessment and strategic decisions for sustainable business growth.
Harbhagwan Dass Babbar is a seasoned banking professional with 38 years of experience at Punjab National Bank, having retired as Assistant General Manager in October 2020. His expertise spans MSME, Corporate Credit and Stress Asset Management, along with International Banking & Forex and Retail Credit.
As a BankersKlub Mentor, Mr. Babbar brings extensive institutional knowledge and practical banking experience to support entrepreneurs and MSMEs in navigating credit requirements, managing financial challenges and identifying suitable funding and financial solutions.
Former Manager, State Bank of India
Mr. Jasvir Singh brings valuable banking experience and practical expertise across SME & Corporate Credit, Credit Risk Assessment, Financial Analysis, Project Appraisal, Business Banking and Relationship Management. As a BankersKlub Mentor, he supports MSMEs, entrepreneurs and businesses with practical guidance on financial planning, credit readiness, banking relationships, risk management and business growth. His experience enables businesses to make informed financial decisions, strengthen their credit profile, navigate banking requirements and identify the right financial opportunities for sustainable growth.
Former Senior Vice President, IndusInd Bank
Kuppa Raghunath is a senior banking professional with 25 years of experience at IndusInd Bank, having recently retired as Senior Vice President. His expertise spans Corporate Credit, MSME and Treasury, with specialised experience in Debt Fund Raising, Financial Statement Analysis, Debt Restructuring, Stress Asset Management and MSME IPO advisory.
As a BankersKlub Mentor, Mr. Raghunath supports entrepreneurs and businesses with strategic financial guidance, helping them navigate funding requirements, strengthen financial strategies and identify appropriate growth and financial solutions.
Former Head of -Credit Monitoring , Designated Executive- CDR Empowered Group, Bank Of Baroda
Prem Sibbal is a distinguished banker, business mentor, financial consultant and academician with 37+ years of experience across banking, corporate finance, credit management, debt restructuring, risk management, international banking and financial education, including over 4 years with Bank of Baroda’s Overseas Operations.
During his career with Bank of Baroda, he served as Head – Credit Monitoring at the Corporate Office, Mumbai, overseeing the Bank’s entire credit monitoring operations. He was also the Bank’s Designated Executive at the Empowered Group of Corporate Debt Restructuring, Mumbai. As Chairman of Nainital Regional Rural Bank, he led a successful financial turnaround. As a BankersKlub Mentor, he supports businesses with capital raising, credit strategy, debt restructuring and financial advisory.
Former Manager, State Bank of India
Rakesh Khanna is a seasoned banking professional with 39 years of experience at State Bank of India, having retired as Manager in June 2025. His expertise spans Retail Credit, International Banking and Forex, with strong knowledge of credit assessment, banking operations and financial solutions.
As a BankersKlub Mentor, Mr. Khanna supports entrepreneurs and MSMEs with practical banking insights, helping them navigate credit requirements, identify suitable financial opportunities and make informed financial decisions. He brings valuable experience and a customer-focused approach to the BankersKlub ecosystem.
Former Manager, Punjab National Bank
Sanjeev Kapoor is a seasoned banking professional with 37 years of experience at Punjab National Bank, having retired as Manager in August 2024. His core expertise lies in Retail Credit and Retail Credit Lines, including Loan Against Property (LAP), Vehicle Loans, Education Loans, Housing Loans and other retail lending products.
As a BankersKlub Mentor, Mr. Kapoor brings extensive practical banking knowledge to support entrepreneurs and businesses in navigating credit requirements, understanding lending opportunities and accessing appropriate financial solutions.
Former Assistant General Manager, Punjab National Bank
Satinder Singh is a seasoned banking professional with 32 years of experience at Punjab National Bank, having retired as Assistant General Manager in September 2024. A Chartered Accountant, his expertise spans Corporate Credit, MSME, Debt Fund Raising, Financial Statement Analysis, Corporate Restructuring, Project Reports and Export-Import/Forex.
As a BankersKlub Mentor, Mr. Singh brings extensive banking and financial expertise to support entrepreneurs and MSMEs with credit assessment, debt raising, restructuring, project evaluation and strategic financial guidance.
Former Chief Manager, Punjab National Bank
R. Suresh is a seasoned banking professional with 35 years of experience at Punjab National Bank, having retired as Chief Manager in July 2015. His core expertise spans MSME, Corporate Credit and Retail Credit, with extensive practical understanding of lending, credit assessment and banking solutions.
As a BankersKlub Mentor, Mr. Ramalingam brings his institutional knowledge and banking experience to support entrepreneurs and MSMEs in navigating credit requirements, identifying suitable funding opportunities and accessing the right financial solutions.
We congratulate our founding cohort and welcome the insight, leadership and impact they bring to the BankersKlub ecosystem.
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